Last winter was so cold that I seriously thought about retiring and moving to Florida. I mentioned this to one of my oldest friends who happens to live in Florida.  “What?” she said. “Are you crazy?” (She says this whenever moving to Florida pops into...

Oh hell.  Now where did that month go?  Is it because there was some inkling of positive movement around the economy and I was just really busy?  Everyone I know was crunching away in June on something or other and desperately trying to figure out...